ab 12 • Audiobook • 01:09:15 • September 2026

You pay your rent on time every month, and every month it feels like you are funding someone else's house. When you look up what a down payment actually costs, the number seems so far off that you close the tab and tell yourself maybe next year. This audiobook gives you the Front Door Plan, a five-step system that starts where you actually are. You work out your real target number by ear, including closing costs and a move-in cushion. You learn which debts and habits genuinely block a mortgage and which ones you can stop worrying about. You set up a separate automated house fund with a starting amount as small as $150 a month, get a spoken rule for windfalls, learn where the money should sit so it stays safe, and hear exactly what a lender looks at when you are finally ready. Each step opens with a renter's story, a couple splitting a city apartment, a single nurse, a gig worker, and closes with one action for this week. The timeline is honest, years not months, and there are no promises about prices or rates. Just a plan you can start today and a number that gets closer every month. Press play, and take the first step toward your own front door.